Your guide to mobile money in Bangladesh
Making mobile financial services easier to understand
MFS Guide helps you understand, compare, and explore mobile financial services in Bangladesh with useful guides, insights, and free online tools.
- 100% free
- Independent
- No PIN or account needed
Featured guide
Which MFS Has the Lowest Cash Out Rate in Bangladesh?

With an ATM card, Upay (৳8) and Rocket (৳9) are cheapest; at an agent, the Nagad app (৳12.99) and bKash Priyo Agent (৳13.95) charge the least — per ৳1,000.
Compare every wallet and read the full guideCalculator for each wallet
Each wallet has its own page with the exact charge, tips to pay less and answers to common questions.
- bKash From ৳13.95 per ৳1,000 · Priyo Agent ATM ৳14.90 · Any agent ৳18.50 Open calculator
- Nagad From ৳12.99 per ৳1,000 · App *167# ৳15.00 · Islamic ৳15.00 Open calculator
- Rocket From ৳9.00 per ৳1,000 · DBBL ATM Agent ৳16.70 Open calculator
- Upay From ৳8.00 per ৳1,000 · UCB ATM Agent ৳14.00 Open calculator
Guides and insights
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Top 4 Mobile Financial Service Providers in Bangladesh
A side-by-side look at the four biggest mobile financial services in Bangladesh: bKash, Nagad, Rocket and Upay.
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Top Internet Banking Apps In Bangladesh
A side-by-side look at the bank apps people in Bangladesh use most.
Free tools
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Remittance Calculator — 2.5% Incentive & Cash Out
Money sent from abroad? See the 2.5% incentive and what lands in your hand.
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Which Wallet Is Cheapest to Cash Out?
Type an amount, tick what you have nearby, and see every method ranked cheapest first.
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bKash Cash Out Bundle Saver
See how much a Cash Out Bundle saves you vs an ordinary agent.
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bKash DPS Calculator
Work out your deposit, profit and maturity amount for a bKash DPS.
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bKash Digital Loan Calculator
How much is the monthly instalment, and what will you repay — at the 17–19% rate.
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Bangla QR Merchant Fee Checker
Check what a merchant receives on a Bangla QR sale — and what it cost before October 2026.
Cheapest Way to Cash Out — Web Story
Stay Safe from MFS Fraud — Web Story