Most banks in Bangladesh now offer a full banking app. You can check your balance, send money to another bank, pay bills, and recharge your mobile — all without visiting a branch. Here are the five apps people use most, what each one is good at, and how to pick the right one for you.
Why these apps
Internet banking used to mean sitting at a computer. Today it means an app on your phone. All five banks below have apps that let you see your accounts, move money, and pay bills at any hour. If you already have an account with one of these banks, its app is usually the easiest way to bank.
These five are not the only banking apps in Bangladesh — almost every bank has one now. We picked them because they are widely used, cover the everyday jobs well, and come from well-known banks. What matters is not which app is 'best', but which one fits the way you bank.
Check your balance and see recent transactions any time.
Send money to another bank, or to a mobile wallet such as bKash.
Pay utility, internet, and mobile bills without queuing.
1. NexusPay (Dutch-Bangla Bank)
NexusPay is Dutch-Bangla Bank's app. It suits anyone with a DBBL account or a Nexus card, and it also works with other banks' Visa and Mastercard cards. The bank calls it the country's first fully cardless banking app: you can pay by scanning a QR code, and take cash from a DBBL ATM without a card, where that service is available.
Pay at shops by QR code, pay bills, and recharge your mobile.
Send money to any mobile number, and move money between DBBL, Rocket, and other banks' cards.
Make a temporary virtual card number for safer online payments.
Pick NexusPay if you already bank with Dutch-Bangla Bank or use Rocket. Its strength is bringing your DBBL account, your Rocket wallet, and your cards together in one place. As with every app here, check the bank's own app page for the latest charges and limits before you rely on a feature.
2. CellFin (Islami Bank)
CellFin is Islami Bank's all-in-one app for Sharia-based banking. You do not need an Islami Bank account to start: you can open an account from the app with your NID and a registered mobile number, without visiting a branch.
Open a Mudaraba savings or student account from the app, with no branch visit and no paperwork.
Send money within Islami Bank and to other banks through NPSB and BEFTN.
Receive foreign remittance to your account and withdraw cash from an ATM without a card.
Pick CellFin if you bank with Islami Bank, or if you want a Sharia-based account you can open from home. Its in-app account opening is the simplest of the five — no branch visit and no paper forms.
3. Astha (BRAC Bank)
Astha is BRAC Bank's internet banking app, and it also works as a web app from a browser. It is made for people who use several BRAC Bank products at once: your account, your loan or deposit, and your credit card all show in the same place.
See your account, loan, deposit, and credit card details and statements.
Send money to any bank account in Bangladesh, and to mobile wallets such as bKash and Rocket.
Pay credit card bills, utility and internet bills, tuition fees, and insurance premiums.
Pick Astha if you already have a BRAC Bank account or credit card. It is most useful when you manage more than one product from the same bank. To start, all you need is an active BRAC Bank account with a debit card, or an active credit card.
4. Citytouch (The City Bank)
Citytouch is The City Bank's digital banking app. In 2026 the bank rebuilt it as an all-in-one app: alongside the usual transfers and bill payments, you can open accounts and deposits, apply for a loan, and track your spending — all inside the app.
Send money instantly to any bank in Bangladesh, and transfer to mobile wallets.
Pay by scanning QR codes at shops, and withdraw cash without a card using Cash by Code.
Open a fixed deposit or monthly savings plan (DPS) from the app, and see your income and spending.
Pick Citytouch if you bank with City Bank and want one app that also covers saving and spending. It works well with the bank's American Express cards too. The app was rebuilt in 2026, and early users reported a few teething problems, so set it up well before you need it for an urgent payment.
5. EBL Skybanking (Eastern Bank)
EBL Skybanking is Eastern Bank's app. It is a full bank account on your phone: you can see your accounts and cards, move money, pay bills, and — unlike most of the others here — plan ahead. You can schedule a transfer for a future date and see your spending in the app's personal finance tools.
Send money to other banks by NPSB, BEFTN, or RTGS, and to mobile wallets.
Pay shops with Bangla QR, pay utility bills, and top up mobiles from your phonebook.
Use 'My Banking' for quick transfers between your own accounts and your own mobile wallet, without an extra OTP.
Pick EBL Skybanking if you bank with Eastern Bank and like to plan your payments in advance. Its scheduled transfers and spending tracker stand out from the other four apps here. The bank does not publish transfer fees or limits on its app page, so check them inside the app before a big transfer.
How we compared them
We looked at what each app actually lets you do day to day — checking accounts, moving money, and paying bills — and at who each one suits best. We did not rank them, because the right app depends on which bank you already use. Charges and limits change often, so confirm them in the app before you make a payment.
What each app is best at, at a glance
App
Bank
What it is best at
NexusPay
Dutch-Bangla Bank
QR payments and cardless banking
CellFin
Islami Bank
Opening an Islamic account from home
Astha
BRAC Bank
Managing accounts, loans, and cards together
Citytouch
The City Bank
One app for banking, saving, and spending
EBL Skybanking
Eastern Bank
Scheduled transfers and spending tools
Which one should you choose?
Use this simple rule: pick the app of the bank where your account — and your salary — already are. Switching banks just for an app is rarely worth it. If you are opening a new account and want to choose by the app, here is a short guide.
If you want the widest reach: NexusPay, because it brings your bank account, Rocket, and other banks' cards together.
If you want an app that also helps you save: Citytouch, with in-app deposits, savings plans, and spending tools.
Check the charge before you cash out
A bank app is for moving money. A wallet is for cashing it out. Before you take cash from bKash, Nagad, Rocket, or Upay, check what it will cost with our calculators.
