Which way costs the least
On Upay, a UCB ATM is the cheapest way to cash out across all four wallets on this site.
| Channel | Per 1,000 | On 5,000 | On 10,000 |
|---|---|---|---|
| UCB ATM | 8.00 | 40.00 | 80.00 |
| Agent (App or *268#) | 14.00 | 70.00 | 140.00 |
So cashing out 10,000 at a UCB ATM instead of an agent saves you 60 taka.
Agents are cheap too
If there’s no UCB ATM nearby, an agent is still a good option. The charge is 14 taka per thousand whether you use the app or *268#.
- The low ATM rate applies only at UCB booths.
- All Upay rates here come from published reports, so check the charge in the app before you confirm.
Common questions
Is the charge taken from the amount I withdraw?
No. You receive the full amount, and the charge is deducted from your balance on top. Keep enough balance for both.
Do I pay VAT separately?
No. Every rate shown here already includes VAT.