Nagad Daily and Monthly Transaction Limits

Cash in limits

Cash in is free. You can add up to ৳50,000 a day and ৳300,000 a month from an agent or Uddokta point, with each deposit between ৳50 and ৳50,000. Adding money from a bank account or card has the same ceiling: ৳50,000 a day and ৳300,000 a month.

• Daily limit: ৳50,000. Monthly limit: ৳300,000.
• Cash in is free at agents and Uddokta points.

Cash out limits

You can cash out between ৳50 and ৳30,000 in a single transaction, up to ৳30,000 a day and ৳200,000 a month. The charge depends on how you withdraw: ৳12.99 per ৳1,000 from the app and ৳15.00 per ৳1,000 by dialling *167#.

• Daily limit: ৳30,000 (up to 15 withdrawals a day). Monthly limit: ৳200,000 (up to 150 withdrawals a month).
• If you need more than ৳30,000 in a day, split it across days — the limit resets at midnight.

Send money limits

Each send money transfer can be between ৳10 and ৳50,000. You can send up to ৳50,000 a day and ৳300,000 a month in total. Every transfer costs ৳5, but the first two transfers from the app each month come back as instant cashback.

• Daily limit: ৳50,000. Monthly limit: ৳300,000.
• These are the limits set by Bangladesh Bank; Nagad can also set lower limits of its own, so check the app before a big transfer.

Maximum balance

You can keep up to ৳500,000 in your Nagad account at any time. If your balance is already at the maximum, you cannot receive more money — cash in, send money or bank transfers will not go through — until the balance drops below ৳500,000. The only exception is money sent from abroad: remittance can still be received even above the limit.

• Maximum balance: ৳500,000 — raised from ৳300,000 by Bangladesh Bank in March 2025.
• Daily limits reset at midnight; monthly limits reset on the 1st of the month.

What happens at the limit

If a transaction would take you past a daily or monthly limit, Nagad stops it before any money moves, and your balance stays the same. You can try again with a smaller amount, or wait until the limit resets. Bangladesh Bank also sets temporary lower limits from time to time, for example around elections, so always check the current limits in the Nagad app before a large transfer.

• Check how much of your limit is left in the Nagad app before a large transfer.
• If a transfer fails at the limit, split it into smaller amounts across days.

All Nagad limits in one table

Here are all four Nagad limits in one place. Read across: how much in one transfer, how much in total per day, and how much in total per month. All four limits run at the same time — a transfer can fail when just one of them is full, even if the others still have room.

Cash out has one more cap: at most 15 withdrawals a day and 150 a month. So even if you stay under ৳30,000 a day, you cannot split it into more than 15 smaller withdrawals.

Nagad limits vs the other wallets

Nagad and bKash have exactly the same headline limits: cash in ৳50,000 a day and ৳300,000 a month, cash out ৳30,000 a day and ৳200,000 a month, send money ৳50,000 a day and ৳300,000 a month, and a maximum balance of ৳500,000. Upay matches Nagad on cash out and send money too.

Rocket is the exception: cash out ৳25,000 a day and ৳150,000 a month, and send money ৳25,000 a day and ৳75,000 a month — the only wallet of the four with a monthly send money cap below ৳300,000. If you move large amounts often, Nagad and bKash give you the most room; Rocket suits smaller transfers and bank-linked use.

Frequently asked questions

Do the limits reset at midnight? Yes — the daily limits reset at midnight every day, and the monthly limits reset on the 1st of the month.

Can I raise my limit? No — the limits follow Bangladesh Bank rules and are the same for every Nagad account. There is no higher tier to switch on in the app. If you regularly need to move more, split the amount across days, and check the current limits in the Nagad app before a large transfer.

Does cashing in use up my cash out limit? No — each limit is separate. Cash in, cash out and send money each have their own daily and monthly caps, so adding money does not shrink the amount you can withdraw.

What happens when my balance reaches ৳500,000? No more money can come in until the balance drops below ৳500,000 — cash in, send money and bank transfers will not go through. The only exception is remittance sent from abroad, which can still be received above the limit.

Can the limits change? Yes — the limits follow Bangladesh Bank rules, and the central bank sometimes sets temporary lower limits, for example around elections. Always check the current limits in the Nagad app before a large transfer.