Which way costs the least
bKash charges three different rates for the same withdrawal. The gap looks small per thousand, but it adds up on larger amounts.
| Channel | Per 1,000 | On 5,000 | On 10,000 |
|---|---|---|---|
| Priyo Agent | 13.95 | 69.75 | 139.50 |
| ATM | 14.90 | 74.50 | 149.00 |
| Any agent | 18.50 | 92.50 | 185.00 |
So cashing out 10,000 at a Priyo Agent instead of any agent saves you 45.50 taka.
Set up your Priyo Agents
Add the two agent numbers you usually withdraw from as Priyo numbers. Cash outs to those agents then get the lower rate automatically.
- The lower rate covers up to 50,000 taka in total each month.
- If a cash out takes your monthly total past ৳50,000, the standard ৳18.50 rate applies to the whole transaction — not just the part above ৳50,000. Check your remaining Priyo Agent limit in the app before a large withdrawal. The calculator already accounts for this.
Before using an ATM
The ATM rate comes from published reports and is not confirmed on bKash’s own site. Check the charge in the app first, and make sure the BRAC Bank, City Bank or Q-Cash booth supports bKash cash out.
Common questions
Is the charge taken from the amount I withdraw?
No. You receive the full amount, and the charge is deducted from your balance on top. Keep enough balance for both.
Do I pay VAT separately?
No. Every rate shown here already includes VAT.